Estimate your total annual home maintenance costs across all major service categories and get a month-by-month schedule.

Age Multiplier: ageMult = min(1.0 + 0.005 × age, 1.75) — each year adds 0.5% to maintenance cost, capped at 1.75×

HVAC: ($150 × 2 visits + $60 filters) × (1 + ⌊sqft/2500⌋ × 0.4) × ageMult × costIndex

Roof: ($200 + $0.05 × sqft) × storiesMult × ageMult × climateMult × costIndex

Gutters: $0.10 × (sqft/stories) × cleanings × storiesMult × costIndex

Exterior Paint (annualized): ($2.50 × sqft × 0.6 × stories) ÷ 7 years × climateMult × costIndex

Windows: $8 × (sqft/100 windows) × 2 cleanings × storiesMult × costIndex

Pressure Wash: $0.15 × (600 + sqft × 0.3) × costIndex

1% Rule benchmark: homeValue × 0.01 | $1/sqft Rule: sqft × $1.00

Base costs derived from national averages per HomeAdvisor, Angi, and NAHB (2023–2024 data)
HVAC: Two tune-ups/year at $150 each; filter changes ~$60/year; additional units for homes >2,500 sq ft
Roof: Annual inspection + minor repairs; full replacement amortized separately (not included)
Exterior paint cycle: 5–7 years; annualized at 7-year cycle using $2.50/sq ft exterior surface
Window count estimated at 1 window per 100 sq ft of living area
Pool service: $150/month + $400 seasonal open/close (APSP industry averages)
Lawn visits: 26 biweekly (moderate), 20 (harsh), 30 (mild); $0.025/sq ft per visit, capped $50–$200
Septic pumping annualized over 4-year average pump cycle; annual inspection $150
Age multiplier: 0.5% per year reflects increased repair frequency in older homes (NAHB)
Climate multiplier: Harsh climates increase costs ~25% due to freeze/thaw damage and extra services
Local cost index ranges from 0.80× (rural low-cost) to 1.60× (high-cost metro areas)
These are planning estimates only; actual costs vary by contractor, condition, and local market

Annual Home Service Schedule and Cost Planner

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