Disability Support Pension Eligibility Checker

Check your potential eligibility for Australia's Disability Support Pension (DSP) based on Services Australia criteria including age, residency, medical impairment, income, and assets.

Must be ≥ 20 points under the Impairment Tables to qualify. Must be unable to work ≥ 15 hours/week at minimum wage for at least 2 years.

Formulas Used

Income Reduction:
Reduced DSP = Base Rate − [(Fortnightly Income − Income Free Area) × 0.50]
Single free area: $204/fn | Partnered free area: $360/fn

Income Cut-off:
Cut-off = Income Free Area + (Base Rate ÷ 0.50)
Single: ~$2,436.60/fn | Partnered: ~$2,042.80/fn each

Assets Test Limits (2024–25):
Homeowner Single: $301,750 | Homeowner Partnered: $451,500
Non-homeowner Single: $543,750 | Non-homeowner Partnered: $693,500

Base DSP Rates (2024–25):
Single: $1,116.30/fn | Partnered (each): $841.40/fn

Assumptions & References

  • Rates are based on Services Australia 2024–25 published figures and are indexed periodically.
  • The Impairment Tables are used by Services Australia to assess functional impact of a condition; a minimum of 20 points is required.
  • Work capacity is assessed by a Job Capacity Assessment (JCA) or Employment Services Assessment (ESAt).
  • The 10-year residency rule has exceptions for refugees, humanitarian entrants, and certain visa holders.
  • Assets include financial investments, vehicles, and property (excluding the primary home). Superannuation below Age Pension age is generally excluded.
  • This tool does not account for the Pension Supplement, Energy Supplement, Rent Assistance, or transitional rate rules.
  • Source: Services Australia – Disability Support Pension
  • This calculator is a guide only. Always seek advice from Services Australia or a qualified social worker/financial counsellor.

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