Georgia Utility Service Deposit Estimator

ANA›Life Services Authority›National Calculator Authority›Georgia Utility Service Deposit Estimator

.calc-container { max-width: 640px; margin: 2rem 0; padding: 1.5rem; background: #fff; border: 1px solid #ddd; border-radius: 8px; box-shadow: 0 1px 3px rgba(0,0,0,0.06); font-family: system-ui, -apple-system, sans-serif; } .calc-container h3 { font-family: Georgia, serif; font-size: 1.15rem; color: #1a1a1a; margin-bottom: 1rem; padding-bottom: 0.5rem; border-bottom: 2px solid var(--ac, #3d5a80); } .calc-row { display: flex; align-items: center; gap: 0.75rem; margin-bottom: 0.75rem; flex-wrap: wrap; } .calc-row label { min-width: 160px; font-size: 0.9rem; color: #333; font-weight: 500; } .calc-row input[type="number"], .calc-row select { flex: 1; min-width: 120px; max-width: 200px; padding: 0.5rem 0.6rem; border: 1px solid #ccc; border-radius: 4px; font-size: 0.9rem; font-family: system-ui, sans-serif; color: #1a1a1a; background: #fafaf8; } .calc-row input:focus, .calc-row select:focus { outline: none; border-color: var(--ac, #3d5a80); box-shadow: 0 0 0 2px rgba(26,74,138,0.12); } .calc-row .unit { font-size: 0.82rem; color: #888; min-width: 30px; } .calc-btn { display: inline-block; margin-top: 0.5rem; padding: 0.55rem 1.5rem; background: var(--ac, #3d5a80); color: #fff; border: none; border-radius: 4px; font-size: 0.9rem; font-weight: 600; cursor: pointer; font-family: system-ui, sans-serif; } .calc-btn:hover { opacity: 0.9; } .calc-result { margin-top: 1.25rem; padding: 1rem 1.25rem; background: #f0f6fc; border-left: 3px solid var(--ac, #3d5a80); border-radius: 0 6px 6px 0; display: none; } .calc-result.visible { display: block; } .calc-result-label { font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.06em; color: #666; margin-bottom: 0.25rem; } .calc-result-value { font-size: 1.6rem; font-weight: 700; color: var(--ac, #3d5a80); } .calc-result-detail { font-size: 0.85rem; color: #555; margin-top: 0.5rem; line-height: 1.5; } .calc-note { margin-top: 1rem; font-size: 0.8rem; color: #888; font-style: italic; } .calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0.75rem; margin-top: 0.75rem; } .calc-grid-item { padding: 0.6rem 0.8rem; background: #f8f9fa; border-radius: 4px; border: 1px solid #eee; } .calc-grid-item .label { font-size: 0.75rem; color: #888; text-transform: uppercase; letter-spacing: 0.04em; } .calc-grid-item .value { font-size: 1.1rem; font-weight: 600; color: #1a1a1a; } @media (max-width: 720px) { .calc-row { flex-direction: column; align-items: flex-start; gap: 0.3rem; } .calc-row label { min-width: auto; } .calc-row input[type="number"], .calc-row select { max-width: 100%; width: 100%; } .calc-grid { grid-template-columns: 1fr; } } .calc-chart { margin: 1rem 0; text-align: center; } .calc-chart svg { max-width: 100%; height: auto; } .calc-chart-legend { display: flex; flex-wrap: wrap; justify-content: center; gap: 0.6rem 1.2rem; margin-top: 0.6rem; font-size: 0.8rem; color: #555; } .calc-chart-legend span { display: inline-flex; align-items: center; gap: 0.3rem; } .calc-chart-legend i { display: inline-block; width: 10px; height: 10px; border-radius: 2px; font-style: normal; } .calc-related { max-width: 640px; margin: 2rem 0 1rem; padding: 1.25rem 1.5rem; background: #f8f9fa; border: 1px solid #e8e8e8; border-radius: 8px; } .calc-related h3 { font-family: Georgia, serif; font-size: 1rem; color: #1a1a1a; margin: 0 0 0.75rem; padding-bottom: 0.4rem; border-bottom: 2px solid var(--ac, #3d5a80); } .calc-related-list { list-style: none; padding: 0; margin: 0 0 0.75rem; display: grid; grid-template-columns: 1fr 1fr; gap: 0.4rem 1.5rem; } .calc-related-list li a { font-size: 0.88rem; color: var(--ac, #3d5a80); text-decoration: none; } .calc-related-list li a:hover { text-decoration: underline; } .calc-browse-all { margin: 0.5rem 0 0; font-size: 0.9rem; font-weight: 600; } .calc-browse-all a { color: var(--ac, #3d5a80); text-decoration: none; } .calc-browse-all a:hover { text-decoration: underline; } @media (max-width: 720px) { .calc-related-list { grid-template-columns: 1fr; } }

Georgia Utility Service Deposit Estimator

Estimate the security deposit required when establishing utility service in Georgia. Deposit amounts are based on Georgia Public Service Commission (PSC) guidelines and typical utility company policies.

Utility Service Type

-- Select Service Type -- Electric Natural Gas Water / Sewer Combined Electric + Gas

Customer Type

-- Select Customer Type -- Residential Commercial / Business

Estimated Average Monthly Bill ($)

Enter your expected or historical average monthly utility bill.

Credit / Payment History

-- Select Credit Status -- Excellent – No late payments, good credit score (700+) Good – Minor issues, credit score 620–699 Fair – Some late payments, credit score 580–619 Poor – Multiple late payments or collections, score below 580 No Credit History / New Customer

Prior Utility Service in Georgia?

-- Select -- Yes – Account in good standing (no unpaid balance) Yes – Had unpaid balance or disconnection No – First-time Georgia utility customer

Outstanding Unpaid Balance ($)

Any prior unpaid balance must typically be paid in full before new service is established.

Low-Income / Lifeline Program Eligible?

No Yes – Enrolled in SNAP, Medicaid, SSI, or similar program

Qualifying low-income customers may receive reduced or waived deposits under Georgia PSC rules.

Senior Citizen (Age 65+)?

No Yes

Some Georgia utilities offer reduced deposits for senior customers with acceptable payment history.

Estimate Deposit

function geoUpdateFields() { var priorService = document.getElementById('geo-prior-service').value; var unpaidGroup = document.getElementById('geo-unpaid-group'); if (priorService === 'yes_bad') { unpaidGroup.style.display = 'block'; } else { unpaidGroup.style.display = 'none'; document.getElementById('geo-unpaid-balance').value = ''; } }

function geoShowError(id, msg) { var el = document.getElementById(id); if (el) { el.textContent = msg; } }

function geoClearErrors() { var ids = ['geo-utility-type-err','geo-customer-type-err','geo-avg-bill-err', 'geo-credit-history-err','geo-prior-service-err','geo-unpaid-balance-err']; ids.forEach(function(id) { var el = document.getElementById(id); if (el) el.textContent = ''; }); }

function geoCalc() { geoClearErrors(); var resultDiv = document.getElementById('geo-result'); resultDiv.style.display = 'none';

// --- Collect inputs --- var utilityType = document.getElementById('geo-utility-type').value; var customerType = document.getElementById('geo-customer-type').value; var avgBillStr = document.getElementById('geo-avg-bill').value.trim(); var creditHistory = document.getElementById('geo-credit-history').value; var priorService = document.getElementById('geo-prior-service').value; var unpaidStr = document.getElementById('geo-unpaid-balance').value.trim(); var lowIncome = document.getElementById('geo-low-income').value; var senior = document.getElementById('geo-senior').value;

// --- Validation --- var valid = true;

if (!utilityType) { geoShowError('geo-utility-type-err', 'Please select a utility service type.'); valid = false; } if (!customerType) { geoShowError('geo-customer-type-err', 'Please select a customer type.'); valid = false; } if (avgBillStr === '' || isNaN(parseFloat(avgBillStr)) || parseFloat(avgBillStr) capBase) { deposit = capBase; capped = true; }

// Step 9: Minimum deposit var minDeposit = (customerType === 'commercial') ? 100 : 50; if (!depositWaived && deposit 0) { html += 'Note: Outstanding unpaid balance of $' + unpaidBalance.toFixed(2) + ' must be paid before new service is established.

'; } } else { html += ''; html += 'ItemAmount'; html += 'Base Deposit (2 × $' + avgBill.toFixed(2) + ' avg. monthly bill)$' + (2 * avgBill).toFixed(2) + '';

if (creditHistory === 'excellent' && customerType === 'commercial') { html += 'Credit Adjustment (Excellent – Commercial, 0.5×)Applied'; } else if (creditHistory !== 'good' && creditHistory !== 'none') { var creditLabel = {fair: '1.5× (Fair Credit)', poor: '2.0× (Poor Credit)'}[creditHistory] || ''; html += 'Credit Multiplier (' + creditLabel + ')Applied'; }

if (priorService === 'yes_good') { html += 'Prior Good Standing Discount (−25%)Applied'; } if (customerType === 'commercial') { html += 'Commercial Service Multiplier (1.5×)Applied'; } if (utilityType === 'combined') { html += 'Combined Service (Electric + Gas, 2×)Applied'; } if (lowIncomeApplied) { html += 'Low-Income Program Reduction (−50%)Applied'; } if (seniorApplied) { html += 'Senior Citizen Discount (−25%)Applied'; } if (capped) { html += 'PSC Maximum Cap Applied (2.5× monthly bill)Applied'; }

html += 'Estimated Security Deposit' + combinedNote + '$' + deposit.toFixed(2) + '';

if (unpaidBalance > 0) { html += 'Outstanding Unpaid Balance (must be paid)$' + unpaidBalance.toFixed(2) + ''; html += 'Total Amount Due at Connection$' + totalDue.toFixed(2) + ''; }

html += '';

html += 'Deposit Return: Georgia utilities are required to return your deposit (plus interest) after 12 consecutive months of on-time payments, or when service is terminated with a zero balance.

'; html += 'Interest on Deposit: Georgia PSC requires utilities to pay interest on held deposits at the rate set annually by the PSC (typically 3–5% per year).

'; }

html += 'This is an estimate only. Actual deposit amounts are determined by your specific utility provider and may vary. Contact your utility company for exact requirements.

';

resultDiv.innerHTML = html; resultDiv.style.display = 'block'; }

#### Formula & Methodology

Base Deposit = 2 × Average Monthly Bill

Credit Adjustment:

Prior Service Adjustment: Good standing → −25% reduction; Prior unpaid balance → added to total due at connection.

Commercial Multiplier: × 1.5 (commercial accounts carry higher risk)

Combined Service: Electric + Gas deposits are summed (× 2)

Low-Income Reduction: −50% for qualifying program participants

Senior Discount: −25% for customers age 65+ with good/excellent credit

PSC Cap: Maximum deposit = 2.5 × Average Monthly Bill (per service)

Minimum Deposit: $50 residential / $100 commercial

Deposit Return with Interest: Returned after 12 consecutive on-time payments or at service termination with zero balance, plus PSC-mandated annual interest.

#### Assumptions & References

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References

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