Grading vs. Raw Card ROI Calculator

ANA›Life Services Authority›National Calculator Authority›Grading vs. Raw Card ROI Calculator

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Grading vs. Raw Card ROI Calculator

Compare the return on investment of grading a card versus selling it raw. Enter your costs and expected sale prices to see which option yields better profit.

Card Purchase Price ($)

Expected Raw Sale Price ($)

Expected Graded Sale Price ($)

Grading Service Fee ($)

Shipping & Insurance Cost ($)

Platform/Seller Fee (%) (e.g. eBay ~13%)

Estimated Grading Turnaround (days)

Calculate

function graCalc() { var resultDiv = document.getElementById('gra-result'); resultDiv.innerHTML = '';

var purchasePrice = parseFloat(document.getElementById('gra-purchase-price').value); var rawSalePrice = parseFloat(document.getElementById('gra-raw-sale-price').value); var gradedSalePrice = parseFloat(document.getElementById('gra-graded-sale-price').value); var gradingFee = parseFloat(document.getElementById('gra-grading-fee').value); var shippingCost = parseFloat(document.getElementById('gra-shipping-cost').value); var platformFeePct = parseFloat(document.getElementById('gra-platform-fee').value); var turnaround = parseFloat(document.getElementById('gra-grading-turnaround').value);

// Validation var errors = []; if (isNaN(purchasePrice) || purchasePrice 100) errors.push("Platform/Seller Fee must be between 0 and 100."); if (isNaN(turnaround) || turnaround 0) { resultDiv.innerHTML = '' + errors.map(function(e){ return ''; }).join('') + ''; return; }

var platformFeeDecimal = platformFeePct / 100;

// --- RAW SCENARIO --- // Net proceeds from raw sale after platform fee var rawNetProceeds = rawSalePrice * (1 - platformFeeDecimal); // Total cost basis for raw: just purchase price (no grading/shipping) var rawTotalCost = purchasePrice; // Raw profit var rawProfit = rawNetProceeds - rawTotalCost; // Raw ROI % var rawROI = (rawTotalCost > 0) ? (rawProfit / rawTotalCost) * 100 : 0;

// --- GRADED SCENARIO --- // Net proceeds from graded sale after platform fee var gradedNetProceeds = gradedSalePrice * (1 - platformFeeDecimal); // Total cost basis for graded: purchase + grading fee + shipping var gradedTotalCost = purchasePrice + gradingFee + shippingCost; // Graded profit var gradedProfit = gradedNetProceeds - gradedTotalCost; // Graded ROI % var gradedROI = (gradedTotalCost > 0) ? (gradedProfit / gradedTotalCost) * 100 : 0;

// --- ANNUALIZED ROI (graded only, since raw is assumed immediate) ---
// Annualized ROI = ((1 + ROI)^(365/days) - 1) * 100
var gradedAnnualizedROI = (gradedTotalCost > 0 && turnaround > 0)
? (Math.pow(1 + (gradedROI / 100), 365 / turnaround) - 1) * 100
0;

// --- BREAK-EVEN graded sale price --- // gradedSalePrice * (1 - fee) - gradedTotalCost = rawProfit // gradedSalePrice = (rawProfit + gradedTotalCost) / (1 - fee) var breakEvenGradedPrice = (platformFeeDecimal rawProfit;

function fmt(n) { return '$' + n.toFixed(2); } function fmtPct(n) { return n.toFixed(2) + '%'; }

var recommendation = worthGrading
? '✓ Grading is more profitable by ' + fmt(gradedProfit - rawProfit) + '.'
'✗ Selling raw is more profitable by ' + fmt(rawProfit - gradedProfit) + '.';

var html = '### Results '; html += ''; html += '' + 'Metric' + 'Sell Raw' + 'Grade & Sell' + '';

var rows = [ ['Total Cost Basis', fmt(rawTotalCost), fmt(gradedTotalCost)], ['Net Sale Proceeds', fmt(rawNetProceeds), fmt(gradedNetProceeds)], ['Net Profit', fmt(rawProfit), fmt(gradedProfit)], ['ROI', fmtPct(rawROI), fmtPct(gradedROI)], ['Annualized ROI', 'N/A (immediate)', fmtPct(gradedAnnualizedROI)], ['Grading & Shipping', '—', fmt(gradingCosts)], ];

rows.forEach(function(r, i) { var bg = i % 2 === 0 ? '#fff' : '#fafafa'; html += '' + '' + r[0] + '' + '' + r[1] + '' + '' + r[2] + '' + ''; }); html += '';

html += 'Grading Premium: ' + fmt(gradingPremium) + ' (graded price vs. raw price). Grading costs: ' + fmt(gradingCosts) + '.

';

if (breakEvenGradedPrice !== null) { html += 'Break-Even Graded Sale Price (to match raw profit): ' + fmt(breakEvenGradedPrice) + '

'; }

html += '' + recommendation + '

';

resultDiv.innerHTML = html; }

#### Formulas Used

Raw Scenario:

Graded Scenario:

Break-Even Graded Sale Price (to match raw profit):

#### Assumptions & References

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References

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