Identity Theft Risk Score Calculator

ANA›Life Services Authority›National Calculator Authority›Identity Theft Risk Score Calculator

.calc-container { max-width: 640px; margin: 2rem 0; padding: 1.5rem; background: #fff; border: 1px solid #ddd; border-radius: 8px; box-shadow: 0 1px 3px rgba(0,0,0,0.06); font-family: system-ui, -apple-system, sans-serif; } .calc-container h3 { font-family: Georgia, serif; font-size: 1.15rem; color: #1a1a1a; margin-bottom: 1rem; padding-bottom: 0.5rem; border-bottom: 2px solid var(--ac, #3d5a80); } .calc-row { display: flex; align-items: center; gap: 0.75rem; margin-bottom: 0.75rem; flex-wrap: wrap; } .calc-row label { min-width: 160px; font-size: 0.9rem; color: #333; font-weight: 500; } .calc-row input[type="number"], .calc-row select { flex: 1; min-width: 120px; max-width: 200px; padding: 0.5rem 0.6rem; border: 1px solid #ccc; border-radius: 4px; font-size: 0.9rem; font-family: system-ui, sans-serif; color: #1a1a1a; background: #fafaf8; } .calc-row input:focus, .calc-row select:focus { outline: none; border-color: var(--ac, #3d5a80); box-shadow: 0 0 0 2px rgba(26,74,138,0.12); } .calc-row .unit { font-size: 0.82rem; color: #888; min-width: 30px; } .calc-btn { display: inline-block; margin-top: 0.5rem; padding: 0.55rem 1.5rem; background: var(--ac, #3d5a80); color: #fff; border: none; border-radius: 4px; font-size: 0.9rem; font-weight: 600; cursor: pointer; font-family: system-ui, sans-serif; } .calc-btn:hover { opacity: 0.9; } .calc-result { margin-top: 1.25rem; padding: 1rem 1.25rem; background: #f0f6fc; border-left: 3px solid var(--ac, #3d5a80); border-radius: 0 6px 6px 0; display: none; } .calc-result.visible { display: block; } .calc-result-label { font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.06em; color: #666; margin-bottom: 0.25rem; } .calc-result-value { font-size: 1.6rem; font-weight: 700; color: var(--ac, #3d5a80); } .calc-result-detail { font-size: 0.85rem; color: #555; margin-top: 0.5rem; line-height: 1.5; } .calc-note { margin-top: 1rem; font-size: 0.8rem; color: #888; font-style: italic; } .calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0.75rem; margin-top: 0.75rem; } .calc-grid-item { padding: 0.6rem 0.8rem; background: #f8f9fa; border-radius: 4px; border: 1px solid #eee; } .calc-grid-item .label { font-size: 0.75rem; color: #888; text-transform: uppercase; letter-spacing: 0.04em; } .calc-grid-item .value { font-size: 1.1rem; font-weight: 600; color: #1a1a1a; } @media (max-width: 720px) { .calc-row { flex-direction: column; align-items: flex-start; gap: 0.3rem; } .calc-row label { min-width: auto; } .calc-row input[type="number"], .calc-row select { max-width: 100%; width: 100%; } .calc-grid { grid-template-columns: 1fr; } } .calc-chart { margin: 1rem 0; text-align: center; } .calc-chart svg { max-width: 100%; height: auto; } .calc-chart-legend { display: flex; flex-wrap: wrap; justify-content: center; gap: 0.6rem 1.2rem; margin-top: 0.6rem; font-size: 0.8rem; color: #555; } .calc-chart-legend span { display: inline-flex; align-items: center; gap: 0.3rem; } .calc-chart-legend i { display: inline-block; width: 10px; height: 10px; border-radius: 2px; font-style: normal; } .calc-related { max-width: 640px; margin: 2rem 0 1rem; padding: 1.25rem 1.5rem; background: #f8f9fa; border: 1px solid #e8e8e8; border-radius: 8px; } .calc-related h3 { font-family: Georgia, serif; font-size: 1rem; color: #1a1a1a; margin: 0 0 0.75rem; padding-bottom: 0.4rem; border-bottom: 2px solid var(--ac, #3d5a80); } .calc-related-list { list-style: none; padding: 0; margin: 0 0 0.75rem; display: grid; grid-template-columns: 1fr 1fr; gap: 0.4rem 1.5rem; } .calc-related-list li a { font-size: 0.88rem; color: var(--ac, #3d5a80); text-decoration: none; } .calc-related-list li a:hover { text-decoration: underline; } .calc-browse-all { margin: 0.5rem 0 0; font-size: 0.9rem; font-weight: 600; } .calc-browse-all a { color: var(--ac, #3d5a80); text-decoration: none; } .calc-browse-all a:hover { text-decoration: underline; } @media (max-width: 720px) { .calc-related-list { grid-template-columns: 1fr; } }

Identity Theft Risk Score Calculator

Estimate your identity theft risk score (0–100) based on your digital habits, security practices, and data exposure. A higher score indicates greater risk.

Number of known data breaches you've been in (0–20+)

Password reuse level

Unique password for every account Reuse passwords occasionally (2–3 accounts share) Reuse passwords frequently (most accounts share) Same password everywhere

Multi-Factor Authentication (MFA) usage

Enabled on all important accounts Enabled on some accounts Rarely used Never used

Social media privacy settings

Private / locked down Friends only, some public info Mostly public Fully public with personal details visible

Public Wi-Fi usage without VPN

Never use public Wi-Fi Use public Wi-Fi with VPN Occasionally use public Wi-Fi without VPN Frequently use public Wi-Fi without VPN

Credit / identity monitoring

Active monitoring service + credit freeze Active monitoring service only Check credit report occasionally No monitoring at all

Phishing awareness

Very aware — never click suspicious links Mostly careful but occasionally click links Sometimes unsure what's phishing Often click links in emails/texts without checking

Physical mail & document shredding

Shred all sensitive documents, use locked mailbox Shred most documents Rarely shred documents Never shred — throw documents in trash

SSN / sensitive info sharing habits

Never share unless legally required, verify requestor Share when asked by seemingly legitimate sources Share fairly freely when requested Share SSN/sensitive info without much thought

Device security (lock screen, antivirus, updates)

All devices locked, updated, antivirus active Most devices secured Some devices unsecured or outdated Devices unlocked, no antivirus, rarely updated

Calculate My Risk Score

function ideCalc() { var resultDiv = document.getElementById('ide-result');

// --- Breach score (0–20 points) --- var breachRaw = parseFloat(document.getElementById('ide-breaches').value); if (isNaN(breachRaw) || breachRaw Please enter a valid number of data breaches (0 or more).'; return; } // Cap at 20 breaches for scoring; each breach = 1 point, max 20 var breachScore = Math.min(breachRaw, 20);

// --- Behavioral scores (each factor: 0–3 points, 9 factors = 0–27 points) --- var pwreuse = parseInt(document.getElementById('ide-pwreuse').value); var mfa = parseInt(document.getElementById('ide-mfa').value); var social = parseInt(document.getElementById('ide-social').value); var wifi = parseInt(document.getElementById('ide-wifi').value); var monitor = parseInt(document.getElementById('ide-monitor').value); var phishing = parseInt(document.getElementById('ide-phishing').value); var mailshred = parseInt(document.getElementById('ide-mailshred').value); var ssn = parseInt(document.getElementById('ide-ssn').value); var device = parseInt(document.getElementById('ide-device').value);

var behaviorRaw = pwreuse + mfa + social + wifi + monitor + phishing + mailshred + ssn + device; // behaviorRaw range: 0–27

// --- Weighted total score (0–100 scale) --- // Breach component weight: 20/100 → already 0–20 // Behavior component weight: 80/100 → scale 0–27 to 0–80 var behaviorScore = (behaviorRaw / 27) * 80; var totalScore = Math.round(breachScore + behaviorScore); totalScore = Math.min(totalScore, 100); // cap at 100

// --- Risk tier --- var tier, color, advice; if (totalScore ' + f.name + '' + f.score + ' / ' + f.max + ''; }).join('');

resultDiv.innerHTML = '### Your Identity Theft Risk Score ' + '' + totalScore + ' / 100' + '' + tier + '' + '' + '' + '' + 'Recommendation: ' + advice + '

' + '#### Score Breakdown ' + '' + 'FactorRisk Points' + tableRows + ''; }

#### Formula

Total Risk Score (0–100) = Breach Score + Behavior Score Breach Score (0–20) = min(number of known breaches, 20) × 1 Behavior Score (0–80) = (Sum of 9 behavioral factor scores / 27) × 80 Each behavioral factor is rated 0 (best practice) to 3 (highest risk). The 9 factors are: Password Reuse, MFA Usage, Social Media Privacy, Public Wi-Fi Habits, Credit Monitoring, Phishing Awareness, Mail/Document Shredding, SSN Sharing Habits, Device Security. Risk Tiers: 0–20 = Low Risk  |  21–40 = Moderate-Low  |  41–60 = Moderate  |  61–80 = High  |  81–100 = Very High

#### Assumptions & References

More Calculators

Read Next

Study Time Planner Authority Network America › Life Services Authority › National Calculator Authority .calc-container { max-width: 640px;...

References

Related Authorities

Life Services Authority › Professional Services Authority › Trade Services Authority › United States Authority ›