Lease Break Penalty Estimator

ANA›Life Services Authority›National Calculator Authority›Lease Break Penalty Estimator

.calc-container { max-width: 640px; margin: 2rem 0; padding: 1.5rem; background: #fff; border: 1px solid #ddd; border-radius: 8px; box-shadow: 0 1px 3px rgba(0,0,0,0.06); font-family: system-ui, -apple-system, sans-serif; } .calc-container h3 { font-family: Georgia, serif; font-size: 1.15rem; color: #1a1a1a; margin-bottom: 1rem; padding-bottom: 0.5rem; border-bottom: 2px solid var(--ac, #3d5a80); } .calc-row { display: flex; align-items: center; gap: 0.75rem; margin-bottom: 0.75rem; flex-wrap: wrap; } .calc-row label { min-width: 160px; font-size: 0.9rem; color: #333; font-weight: 500; } .calc-row input[type="number"], .calc-row select { flex: 1; min-width: 120px; max-width: 200px; padding: 0.5rem 0.6rem; border: 1px solid #ccc; border-radius: 4px; font-size: 0.9rem; font-family: system-ui, sans-serif; color: #1a1a1a; background: #fafaf8; } .calc-row input:focus, .calc-row select:focus { outline: none; border-color: var(--ac, #3d5a80); box-shadow: 0 0 0 2px rgba(26,74,138,0.12); } .calc-row .unit { font-size: 0.82rem; color: #888; min-width: 30px; } .calc-btn { display: inline-block; margin-top: 0.5rem; padding: 0.55rem 1.5rem; background: var(--ac, #3d5a80); color: #fff; border: none; border-radius: 4px; font-size: 0.9rem; font-weight: 600; cursor: pointer; font-family: system-ui, sans-serif; } .calc-btn:hover { opacity: 0.9; } .calc-result { margin-top: 1.25rem; padding: 1rem 1.25rem; background: #f0f6fc; border-left: 3px solid var(--ac, #3d5a80); border-radius: 0 6px 6px 0; display: none; } .calc-result.visible { display: block; } .calc-result-label { font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.06em; color: #666; margin-bottom: 0.25rem; } .calc-result-value { font-size: 1.6rem; font-weight: 700; color: var(--ac, #3d5a80); } .calc-result-detail { font-size: 0.85rem; color: #555; margin-top: 0.5rem; line-height: 1.5; } .calc-note { margin-top: 1rem; font-size: 0.8rem; color: #888; font-style: italic; } .calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0.75rem; margin-top: 0.75rem; } .calc-grid-item { padding: 0.6rem 0.8rem; background: #f8f9fa; border-radius: 4px; border: 1px solid #eee; } .calc-grid-item .label { font-size: 0.75rem; color: #888; text-transform: uppercase; letter-spacing: 0.04em; } .calc-grid-item .value { font-size: 1.1rem; font-weight: 600; color: #1a1a1a; } @media (max-width: 720px) { .calc-row { flex-direction: column; align-items: flex-start; gap: 0.3rem; } .calc-row label { min-width: auto; } .calc-row input[type="number"], .calc-row select { max-width: 100%; width: 100%; } .calc-grid { grid-template-columns: 1fr; } } .calc-chart { margin: 1rem 0; text-align: center; } .calc-chart svg { max-width: 100%; height: auto; } .calc-chart-legend { display: flex; flex-wrap: wrap; justify-content: center; gap: 0.6rem 1.2rem; margin-top: 0.6rem; font-size: 0.8rem; color: #555; } .calc-chart-legend span { display: inline-flex; align-items: center; gap: 0.3rem; } .calc-chart-legend i { display: inline-block; width: 10px; height: 10px; border-radius: 2px; font-style: normal; } .calc-related { max-width: 640px; margin: 2rem 0 1rem; padding: 1.25rem 1.5rem; background: #f8f9fa; border: 1px solid #e8e8e8; border-radius: 8px; } .calc-related h3 { font-family: Georgia, serif; font-size: 1rem; color: #1a1a1a; margin: 0 0 0.75rem; padding-bottom: 0.4rem; border-bottom: 2px solid var(--ac, #3d5a80); } .calc-related-list { list-style: none; padding: 0; margin: 0 0 0.75rem; display: grid; grid-template-columns: 1fr 1fr; gap: 0.4rem 1.5rem; } .calc-related-list li a { font-size: 0.88rem; color: var(--ac, #3d5a80); text-decoration: none; } .calc-related-list li a:hover { text-decoration: underline; } .calc-browse-all { margin: 0.5rem 0 0; font-size: 0.9rem; font-weight: 600; } .calc-browse-all a { color: var(--ac, #3d5a80); text-decoration: none; } .calc-browse-all a:hover { text-decoration: underline; } @media (max-width: 720px) { .calc-related-list { grid-template-columns: 1fr; } }

Lease Break Penalty Estimator

Estimate the total financial penalty you may owe if you break your lease early, including forfeited deposit, remaining rent liability, and re-letting fees.

Monthly Rent ($)

Months Remaining on Lease

Security Deposit Held ($)

Notice Given (days)

Required Notice Period (days)

Re-letting Fee (% of one month's rent)

Lease Liability Cap (% of remaining rent, 0 = no cap)

Estimated Landlord Mitigation Credit ($)

Calculate Penalty

function leaCalc() { // --- Gather inputs --- var monthlyRent = parseFloat(document.getElementById('lea-monthly-rent').value); var monthsRemaining = parseFloat(document.getElementById('lea-months-remaining').value); var securityDeposit = parseFloat(document.getElementById('lea-security-deposit').value); var noticeGiven = parseFloat(document.getElementById('lea-notice-given').value); var requiredNotice = parseFloat(document.getElementById('lea-required-notice').value); var reletFeePct = parseFloat(document.getElementById('lea-relet-fee-pct').value); var liabilityCapPct = parseFloat(document.getElementById('lea-liability-cap-pct').value); var mitigation = parseFloat(document.getElementById('lea-landlord-mitigation').value);

var resultDiv = document.getElementById('lea-result');

// --- Validation --- var errors = []; if (isNaN(monthlyRent) || monthlyRent 0) { resultDiv.style.display = 'block'; resultDiv.innerHTML = 'Please fix the following errors:' + errors.map(function(e){ return ''; }).join('') + ''; return; }

// --- Core Calculations ---

// 1. Short-notice penalty: rent owed for days of notice shortfall // shortfallDays = max(0, requiredNotice - noticeGiven) // shortNoticePenalty = (monthlyRent / 30) * shortfallDays var shortfallDays = Math.max(0, requiredNotice - noticeGiven); var dailyRent = monthlyRent / 30; var shortNoticePenalty = dailyRent * shortfallDays;

// 2. Remaining rent liability (gross) // remainingRentLiability = monthlyRent * monthsRemaining var remainingRentLiability = monthlyRent * monthsRemaining;

// 3. Apply liability cap if set (liabilityCapPct > 0) // cappedLiability = remainingRentLiability * (liabilityCapPct / 100) // effectiveLiability = liabilityCapPct > 0 ? min(remainingRentLiability, cappedLiability) : remainingRentLiability var effectiveLiability; var capApplied = false; if (liabilityCapPct > 0) { var cappedLiability = remainingRentLiability * (liabilityCapPct / 100); if (cappedLiability ';

function row(label, value, bold) { return '' + '' + label + '' + '' + value + '' + ''; }

html += row('Remaining Rent Liability (' + monthsRemaining + ' mo × ' + fmt(monthlyRent) + ')', fmt(remainingRentLiability)); if (capApplied) { html += row('After Liability Cap (' + liabilityCapPct + '% of remaining rent)', fmt(effectiveLiability)); } html += row('Short-Notice Penalty (' + shortfallDays.toFixed(0) + ' days × ' + fmt(dailyRent) + '/day)', fmt(shortNoticePenalty)); html += row('Re-letting Fee (' + reletFeePct + '% of one month)', fmt(reletFee)); html += row('Gross Penalty', fmt(grossPenalty), true); html += row('Less: Landlord Mitigation Credit', '− ' + fmt(mitigation)); html += row('Net Penalty', fmt(netPenalty), true); html += row('Less: Security Deposit Applied', '− ' + fmt(depositApplied)); html += row('Estimated Out-of-Pocket Cost', fmt(outOfPocket), true); html += '';

if (outOfPocket === 0 && netPenalty > 0) { html += '✔ Your security deposit fully covers the estimated penalty. You may be owed a refund of **' + fmt(depositApplied - netPenalty

#### Formula

Daily Rent = Monthly Rent ÷ 30 Short-Notice Penalty = Daily Rent × max(0, Required Notice − Notice Given) Remaining Rent Liability = Monthly Rent × Months Remaining Effective Liability = if Cap > 0 → min(Remaining Rent Liability, Remaining Rent Liability × Cap%) else Remaining Rent Liability Re-letting Fee = Monthly Rent × (Re-letting Fee % ÷ 100) Gross Penalty = Effective Liability + Short-Notice Penalty + Re-letting Fee Net Penalty = max(0, Gross Penalty − Mitigation Credit) Out-of-Pocket = max(0, Net Penalty − Security Deposit)

#### Assumptions & References

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References

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