Net Worth Calculator

ANA›Life Services Authority›National Calculator Authority›Net Worth Calculator

.calc-container { max-width: 640px; margin: 2rem 0; padding: 1.5rem; background: #fff; border: 1px solid #ddd; border-radius: 8px; box-shadow: 0 1px 3px rgba(0,0,0,0.06); font-family: system-ui, -apple-system, sans-serif; } .calc-container h3 { font-family: Georgia, serif; font-size: 1.15rem; color: #1a1a1a; margin-bottom: 1rem; padding-bottom: 0.5rem; border-bottom: 2px solid var(--ac, #3d5a80); } .calc-row { display: flex; align-items: center; gap: 0.75rem; margin-bottom: 0.75rem; flex-wrap: wrap; } .calc-row label { min-width: 160px; font-size: 0.9rem; color: #333; font-weight: 500; } .calc-row input[type="number"], .calc-row select { flex: 1; min-width: 120px; max-width: 200px; padding: 0.5rem 0.6rem; border: 1px solid #ccc; border-radius: 4px; font-size: 0.9rem; font-family: system-ui, sans-serif; color: #1a1a1a; background: #fafaf8; } .calc-row input:focus, .calc-row select:focus { outline: none; border-color: var(--ac, #3d5a80); box-shadow: 0 0 0 2px rgba(26,74,138,0.12); } .calc-row .unit { font-size: 0.82rem; color: #888; min-width: 30px; } .calc-btn { display: inline-block; margin-top: 0.5rem; padding: 0.55rem 1.5rem; background: var(--ac, #3d5a80); color: #fff; border: none; border-radius: 4px; font-size: 0.9rem; font-weight: 600; cursor: pointer; font-family: system-ui, sans-serif; } .calc-btn:hover { opacity: 0.9; } .calc-result { margin-top: 1.25rem; padding: 1rem 1.25rem; background: #f0f6fc; border-left: 3px solid var(--ac, #3d5a80); border-radius: 0 6px 6px 0; display: none; } .calc-result.visible { display: block; } .calc-result-label { font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.06em; color: #666; margin-bottom: 0.25rem; } .calc-result-value { font-size: 1.6rem; font-weight: 700; color: var(--ac, #3d5a80); } .calc-result-detail { font-size: 0.85rem; color: #555; margin-top: 0.5rem; line-height: 1.5; } .calc-note { margin-top: 1rem; font-size: 0.8rem; color: #888; font-style: italic; } .calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0.75rem; margin-top: 0.75rem; } .calc-grid-item { padding: 0.6rem 0.8rem; background: #f8f9fa; border-radius: 4px; border: 1px solid #eee; } .calc-grid-item .label { font-size: 0.75rem; color: #888; text-transform: uppercase; letter-spacing: 0.04em; } .calc-grid-item .value { font-size: 1.1rem; font-weight: 600; color: #1a1a1a; } @media (max-width: 720px) { .calc-row { flex-direction: column; align-items: flex-start; gap: 0.3rem; } .calc-row label { min-width: auto; } .calc-row input[type="number"], .calc-row select { max-width: 100%; width: 100%; } .calc-grid { grid-template-columns: 1fr; } } .calc-chart { margin: 1rem 0; text-align: center; } .calc-chart svg { max-width: 100%; height: auto; } .calc-chart-legend { display: flex; flex-wrap: wrap; justify-content: center; gap: 0.6rem 1.2rem; margin-top: 0.6rem; font-size: 0.8rem; color: #555; } .calc-chart-legend span { display: inline-flex; align-items: center; gap: 0.3rem; } .calc-chart-legend i { display: inline-block; width: 10px; height: 10px; border-radius: 2px; font-style: normal; } .calc-related { max-width: 640px; margin: 2rem 0 1rem; padding: 1.25rem 1.5rem; background: #f8f9fa; border: 1px solid #e8e8e8; border-radius: 8px; } .calc-related h3 { font-family: Georgia, serif; font-size: 1rem; color: #1a1a1a; margin: 0 0 0.75rem; padding-bottom: 0.4rem; border-bottom: 2px solid var(--ac, #3d5a80); } .calc-related-list { list-style: none; padding: 0; margin: 0 0 0.75rem; display: grid; grid-template-columns: 1fr 1fr; gap: 0.4rem 1.5rem; } .calc-related-list li a { font-size: 0.88rem; color: var(--ac, #3d5a80); text-decoration: none; } .calc-related-list li a:hover { text-decoration: underline; } .calc-browse-all { margin: 0.5rem 0 0; font-size: 0.9rem; font-weight: 600; } .calc-browse-all a { color: var(--ac, #3d5a80); text-decoration: none; } .calc-browse-all a:hover { text-decoration: underline; } @media (max-width: 720px) { .calc-related-list { grid-template-columns: 1fr; } }

Net Worth Calculator

Calculate your total net worth by entering your assets and liabilities. Net worth = Total Assets − Total Liabilities.

### Assets

Cash & Savings ($)

Investments & Retirement Accounts ($)

Real Estate Value ($)

Vehicles ($)

Other Assets ($)

### Liabilities

Mortgage Balance ($)

Car Loans ($)

Student Loans ($)

Credit Card Debt ($)

Other Liabilities ($)

Calculate Net Worth

function netCalc() { var errors = [];

var cash = parseFloat(document.getElementById('net-cash').value) || 0; var investments = parseFloat(document.getElementById('net-investments').value) || 0; var realEstate = parseFloat(document.getElementById('net-real-estate').value) || 0; var vehicles = parseFloat(document.getElementById('net-vehicles').value) || 0; var otherAssets = parseFloat(document.getElementById('net-other-assets').value) || 0;

var mortgage = parseFloat(document.getElementById('net-mortgage').value) || 0; var carLoans = parseFloat(document.getElementById('net-car-loans').value) || 0; var studentLoans = parseFloat(document.getElementById('net-student-loans').value) || 0; var creditCards = parseFloat(document.getElementById('net-credit-cards').value) || 0; var otherLiabilities = parseFloat(document.getElementById('net-other-liabilities').value) || 0;

// Validation: all values must be non-negative var allValues = [cash, investments, realEstate, vehicles, otherAssets, mortgage, carLoans, studentLoans, creditCards, otherLiabilities]; for (var i = 0; i 0; }); if (!anyFilled) { errors.push("Please enter at least one asset or liability value."); }

var resultDiv = document.getElementById('net-result'); if (errors.length > 0) { resultDiv.style.display = 'block'; resultDiv.innerHTML = '⚠ ' + errors.join('') + ''; return; }

// Core calculations var totalAssets = cash + investments + realEstate + vehicles + otherAssets; var totalLiabilities = mortgage + carLoans + studentLoans + creditCards + otherLiabilities; var netWorth = totalAssets - totalLiabilities;

// Debt-to-asset ratio (only if assets > 0) var debtToAsset = totalAssets > 0 ? (totalLiabilities / totalAssets) * 100 : null;

// Solvency: net worth positive means solvent var solvencyLabel = netWorth >= 0 ? "Solvent ✔" : "Insolvent ✘"; var solvencyColor = netWorth >= 0 ? "#27ae60" : "#c0392b"; var netWorthColor = netWorth >= 0 ? "#27ae60" : "#c0392b";

function fmt(n) { return (n '; html += 'Total Assets' + fmt(totalAssets) + ''; html += 'Total Liabilities' + fmt(totalLiabilities) + ''; html += 'Net Worth' + fmt(netWorth) + ''; html += '';

html += ''; html += '';

if (debtToAsset !== null) { var dtaColor = debtToAsset Debt-to-Asset Ratio' + debtToAsset.toFixed(1) + '%'; }

html += 'Solvency Status' + solvencyLabel + ''; html += '';

// Asset breakdown html += ''; html += '#### Asset Breakdown '; html += ''; var assetItems = [ ['Cash & Savings', cash], ['Investments & Retirement', investments], ['Real Estate', realEstate], ['Vehicles', vehicles], ['Other Assets', otherAssets] ]; assetItems.forEach(function(item) { if (item[1] > 0) { var pct = totalAssets > 0 ? (item[1] / totalAssets * 100).toFixed(1) : '0.0'; html += '' + item[0] + '' + fmt(item[1]) + ' (' + pct + '%)'; } }); html += '';

// Liability breakdown html += '#### Liability Breakdown '; html += ''; var liabItems = [ ['Mortgage', mortgage], ['Car Loans', carLoans], ['Student Loans', studentLoans], ['Credit Card Debt', creditCards], ['Other Liabilities', otherLiabilities] ]; liabItems.forEach(function(item) { if (item[1] > 0) { var pct = totalLiabilities > 0 ? (item[1] / totalLiabilities * 100).toFixed(1) : '0.0'; html += '' + item[0] + '' + fmt(item[1]) + ' (' + pct + '%)'; } }); html += '';

resultDiv.style.display = 'block'; resultDiv.innerHTML = html; }

#### Formula

Net Worth = Total Assets − Total Liabilities

Where:

A positive net worth means your assets exceed your liabilities (solvent). A negative net worth means your liabilities exceed your assets (insolvent).

#### Assumptions & References

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References

Related Authorities

Life Services Authority › Professional Services Authority › Trade Services Authority › United States Authority ›