Commercial Project ROI Calculator

Evaluate the financial performance of a commercial project by calculating net profit, ROI percentage, payback period, and annualized ROI based on your total investment, annual revenue, annual operating costs, and project lifespan.

Formulas Used

Annual Gross Profit = Annual Revenue − Annual Operating Costs

Annual Tax = Annual Gross Profit × Tax Rate  (only if Gross Profit > 0)

Annual Net Profit = Annual Gross Profit − Annual Tax

Net Salvage Value = Salvage Value × (1 − Tax Rate)

Total Net Profit = (Annual Net Profit × Years) + Net Salvage Value − Initial Investment

Total ROI (%) = (Total Net Profit ÷ Initial Investment) × 100

Annualized ROI (%) = [(1 + Total ROI / 100)1/Years − 1] × 100

Simple Payback Period = Initial Investment ÷ Annual Net Profit

Profit-to-Investment Ratio = Total Net Profit ÷ Initial Investment

Assumptions & References

  • Revenue and operating costs are assumed constant across all years (no inflation adjustment).
  • Tax is applied only when annual gross profit is positive; losses do not generate a tax credit in this model.
  • Salvage value is taxed at the same effective rate as operating income (simplified capital gains treatment).
  • The annualized ROI uses the Compound Annual Growth Rate (CAGR) formula for geometric annualization.
  • Simple payback period does not account for the time value of money; for discounted payback, use a DCF model.
  • No depreciation deduction is modelled separately; operating costs should include any depreciation-equivalent charges if relevant.
  • Reference: Investopedia — Return on Investment (ROI); CFA Institute — Capital Budgeting.

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