HVAC Company Quote Comparison Calculator
ANA›Life Services Authority›National Calculator Authority›HVAC Company Quote Comparison Calculator
.calc-container { max-width: 640px; margin: 2rem 0; padding: 1.5rem; background: #fff; border: 1px solid #ddd; border-radius: 8px; box-shadow: 0 1px 3px rgba(0,0,0,0.06); font-family: system-ui, -apple-system, sans-serif; } .calc-container h3 { font-family: Georgia, serif; font-size: 1.15rem; color: #1a1a1a; margin-bottom: 1rem; padding-bottom: 0.5rem; border-bottom: 2px solid var(--ac, #3d5a80); } .calc-row { display: flex; align-items: center; gap: 0.75rem; margin-bottom: 0.75rem; flex-wrap: wrap; } .calc-row label { min-width: 160px; font-size: 0.9rem; color: #333; font-weight: 500; } .calc-row input[type="number"], .calc-row select { flex: 1; min-width: 120px; max-width: 200px; padding: 0.5rem 0.6rem; border: 1px solid #ccc; border-radius: 4px; font-size: 0.9rem; font-family: system-ui, sans-serif; color: #1a1a1a; background: #fafaf8; } .calc-row input:focus, .calc-row select:focus { outline: none; border-color: var(--ac, #3d5a80); box-shadow: 0 0 0 2px rgba(26,74,138,0.12); } .calc-row .unit { font-size: 0.82rem; color: #888; min-width: 30px; } .calc-btn { display: inline-block; margin-top: 0.5rem; padding: 0.55rem 1.5rem; background: var(--ac, #3d5a80); color: #fff; border: none; border-radius: 4px; font-size: 0.9rem; font-weight: 600; cursor: pointer; font-family: system-ui, sans-serif; } .calc-btn:hover { opacity: 0.9; } .calc-result { margin-top: 1.25rem; padding: 1rem 1.25rem; background: #f0f6fc; border-left: 3px solid var(--ac, #3d5a80); border-radius: 0 6px 6px 0; display: none; } .calc-result.visible { display: block; } .calc-result-label { font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.06em; color: #666; margin-bottom: 0.25rem; } .calc-result-value { font-size: 1.6rem; font-weight: 700; color: var(--ac, #3d5a80); } .calc-result-detail { font-size: 0.85rem; color: #555; margin-top: 0.5rem; line-height: 1.5; } .calc-note { margin-top: 1rem; font-size: 0.8rem; color: #888; font-style: italic; } .calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0.75rem; margin-top: 0.75rem; } .calc-grid-item { padding: 0.6rem 0.8rem; background: #f8f9fa; border-radius: 4px; border: 1px solid #eee; } .calc-grid-item .label { font-size: 0.75rem; color: #888; text-transform: uppercase; letter-spacing: 0.04em; } .calc-grid-item .value { font-size: 1.1rem; font-weight: 600; color: #1a1a1a; } @media (max-width: 720px) { .calc-row { flex-direction: column; align-items: flex-start; gap: 0.3rem; } .calc-row label { min-width: auto; } .calc-row input[type="number"], .calc-row select { max-width: 100%; width: 100%; } .calc-grid { grid-template-columns: 1fr; } } .calc-chart { margin: 1rem 0; text-align: center; } .calc-chart svg { max-width: 100%; height: auto; } .calc-chart-legend { display: flex; flex-wrap: wrap; justify-content: center; gap: 0.6rem 1.2rem; margin-top: 0.6rem; font-size: 0.8rem; color: #555; } .calc-chart-legend span { display: inline-flex; align-items: center; gap: 0.3rem; } .calc-chart-legend i { display: inline-block; width: 10px; height: 10px; border-radius: 2px; font-style: normal; } .calc-related { max-width: 640px; margin: 2rem 0 1rem; padding: 1.25rem 1.5rem; background: #f8f9fa; border: 1px solid #e8e8e8; border-radius: 8px; } .calc-related h3 { font-family: Georgia, serif; font-size: 1rem; color: #1a1a1a; margin: 0 0 0.75rem; padding-bottom: 0.4rem; border-bottom: 2px solid var(--ac, #3d5a80); } .calc-related-list { list-style: none; padding: 0; margin: 0 0 0.75rem; display: grid; grid-template-columns: 1fr 1fr; gap: 0.4rem 1.5rem; } .calc-related-list li a { font-size: 0.88rem; color: var(--ac, #3d5a80); text-decoration: none; } .calc-related-list li a:hover { text-decoration: underline; } .calc-browse-all { margin: 0.5rem 0 0; font-size: 0.9rem; font-weight: 600; } .calc-browse-all a { color: var(--ac, #3d5a80); text-decoration: none; } .calc-browse-all a:hover { text-decoration: underline; } @media (max-width: 720px) { .calc-related-list { grid-template-columns: 1fr; } }
HVAC Company Quote Comparison Calculator
Compare up to three HVAC contractor quotes side-by-side. Enter each quote's details to see a true cost-of-ownership comparison over your chosen time horizon, factoring in equipment cost, labor, warranty value, and estimated annual energy savings.
Field Quote A Quote B Quote C
Company Name
Equipment Cost ($)
Labor / Installation Cost ($)
Additional Fees (permits, disposal, etc.) ($)
SEER2 / Efficiency Rating
Equipment Warranty (years)
Labor Warranty (years)
Rebates / Discounts Offered ($)
Your Current System SEER (baseline)
Used to calculate energy savings vs. your old unit.
Current Annual Cooling Energy Use (kWh)
Check your utility bills or use ~1,500–3,000 kWh for a typical home.
Electricity Rate ($/kWh)
U.S. average ≈ $0.13/kWh (2024).
Ownership Horizon (years)
Typical HVAC lifespan is 15–20 years.
Est. Annual Service Call Value ($/yr)
Used to monetize warranty years (avg. service call ~$150–$300).
Compare Quotes
#### Formulas Used
Upfront Quote Total: Upfront = Equipment + Labor + Fees − Rebates
Annual Energy Cost (new system): AnnualCost_new = (BaselineKwh × BaseSEER / NewSEER) × ElecRate The new system uses proportionally less energy based on the SEER ratio.
Annual Energy Savings vs. current system: AnnualSavings = (BaselineKwh × ElecRate) − AnnualCost_new
Warranty Value (monetized): WarrantyValue = (EquipWarrantyYrs + LaborWarrantyYrs) × AnnualServiceCallValue
Total Cost of Ownership over N years: TCO = Upfront − (AnnualSavings × Years) − WarrantyValue A lower TCO indicates better long-term value.
Value Score (higher = better): Score = (AnnualSavings × Years + WarrantyValue) / Upfront × 100
#### Assumptions & References
- Baseline annual kWh represents your current cooling energy use. Check 12 months of utility bills or use an energy audit estimate.
function hvaCalc() { var err = [];
var nameA = document.getElementById('hvaNameA').value.trim() || 'Quote A'; var nameB = document.getElementById('hvaNameB').value.trim() || 'Quote B'; var nameC = document.getElementById('hvaNameC').value.trim() || 'Quote C';
var equipA = parseFloat(document.getElementById('hvaEquipA').value); var equipB = parseFloat(document.getElementById('hvaEquipB').value); var equipC = parseFloat(document.getElementById('hvaEquipC').value);
var laborA = parseFloat(document.getElementById('hvaLaborA').value) || 0; var laborB = parseFloat(document.getElementById('hvaLaborB').value) || 0; var laborC = parseFloat(document.getElementById('hvaLaborC').value) || 0;
var feesA = parseFloat(document.getElementById('hvaFeesA').value) || 0; var feesB = parseFloat(document.getElementById('hvaFeesB').value) || 0; var feesC = parseFloat(document.getElementById('hvaFeesC').value) || 0;
var seerA = parseFloat(document.getElementById('hvaSeerA').value); var seerB = parseFloat(document.getElementById('hvaSeerB').value); var seerC = parseFloat(document.getElementById('hvaSeerC').value);
var warrA = parseFloat(document.getElementById('hvaWarrA').value) || 0; var warrB = parseFloat(document.getElementById('hvaWarrB').value) || 0; var warrC = parseFloat(document.getElementById('hvaWarrC').value) || 0;
var lwarrA = parseFloat(document.getElementById('hvaLwarrA').value) || 0; var lwarrB = parseFloat(document.getElementById('hvaLwarrB').value) || 0; var lwarrC = parseFloat(document.getElementById('hvaLwarrC').value) || 0;
var rebateA = parseFloat(document.getElementById('hvaRebateA').value) || 0; var rebateB = parseFloat(document.getElementById('hvaRebateB').value) || 0; var rebateC = parseFloat(document.getElementById('hvaRebateC').value) || 0;
var baseSeer = parseFloat(document.getElementById('hvaBaseSeer').value); var baseKwh = parseFloat(document.getElementById('hvaAnnualKwh').value); var elecRate = parseFloat(document.getElementById('hvaElecRate').value); var years = parseFloat(document.getElementById('hvaYears').value); var svcVal = parseFloat(document.getElementById('hvaWarrValue').value) || 0;
// Validation if (isNaN(equipA) || equipA 35) err.push('SEER for Quote A must be between 8 and 35.'); if (isNaN(seerB) || seerB 35) err.push('SEER for Quote B must be between 8 and 35.'); if (isNaN(seerC) || seerC 35) err.push('SEER for Quote C must be between 8 and 35.'); if (isNaN(baseSeer) || baseSeer 30) err.push('Current system SEER must be between 6 and 30.'); if (isNaN(baseKwh) || baseKwh 2) err.push('Electricity rate must be between $0.01 and $2.00/kWh.'); if (isNaN(years) || years 30) err.push('Ownership horizon must be between 1 and 30 years.');
var resDiv = document.getElementById('hvaResult'); if (err.length > 0) { resDiv.style.display = 'block'; resDiv.innerHTML = 'Please fix the following:' + err.map(function(e){ return ''; }).join('') + ''; return; }
// ---- Core calculations ---- var names = [nameA, nameB, nameC]; var equips = [equipA, equipB, equipC]; var labors = [laborA, laborB, laborC]; var fees = [feesA, feesB, feesC]; var seers = [seerA, seerB, seerC]; var warrs = [warrA, warrB, warrC]; var lwarrs = [lwarrA, lwarrB, lwarrC]; var rebates= [rebateA, rebateB, rebateC];
var baseAnnualCost = baseKwh * elecRate;
var upfronts = []; var annualCosts = []; var annualSavings = []; var warrValues = []; var tcos = []; var scores = [];
for (var i = 0; i 0 ? ((annSavings * years + wv) / upfront * 100) : 0;
upfronts.push(upfront); annualCosts.push(annualCost); annualSavings.push(annSavings); warrValues.push(wv); tcos.push(tco); scores.push(score); }
// Find best (lowest TCO, highest score) var bestTcoIdx = tcos.indexOf(Math.min.apply(null, tcos)); var bestScoreIdx = scores.indexOf(Math.max.apply(null, scores)); var lowestUpfront= upfronts.indexOf(Math.min.apply(null, upfronts));
function fmt(n) { return '$' + n.toLocaleString('en-US', {minimumFractionDigits:0, maximumFractionDigits:0}); } function fmt2(n){ return '$' + n.toLocaleString('en-US', {minimumFractionDigits:2, maximumFractionDigits:2}); } function fmtN(n){ return n.toLocaleString('en-US', {minimumFractionDigits:1, maximumFractionDigits:1}); }
var colBg = ['#e8f4fd','#e8f5e9','#fff3e0']; var colBorder = ['#2196F3','#4CAF50','#FF9800'];
// Build result table var rows = [ ['Upfront Quote Total', upfronts.map(fmt)], ['Annual Energy Cost (new system)', annualCosts.map(fmt2)], ['Annual Energy Savings vs. current', annualSavings.map(function(s){ return (s>=0?'+':'')+fmt2(s); })], ['Total Energy Savings over '+years+' yrs', annualSavings.map(function(s){ return (syears>=0?'+':'')+fmt(syears); })], ['Warranty Value (monetized)', warrValues.map(fmt)], ['Total Cost of Ownership ('+years+' yrs)', tcos.map(fmt)], ['Value Score (higher = better)', scores.map(function(s){ return fmtN(s); })] ];
var headerRow = 'Metric'; for (var i=0;iBest TCO'; if (i === bestScoreIdx && bestScoreIdx !== bestTcoIdx) badge += ' Best Value'; if (i === lowestUpfront) badge += ' Lowest Upfront'; headerRow += ''+names[i]+badge+''; } headerRow += '';
var bodyRows = ''; for (var r=0;r'+rows[r][0]+''; for (var i=0;i'+rows[r][1][i]+''; } bodyRows += ''; }
// Payback period vs. cheapest upfront var minUpfront = Math.min.apply(null, upfronts); var paybackRows = ''; for (var i=0;i 0) ? (diff / savDiff) : null; paybackRows += ''+names[i]+''; paybackRows += ''+fmt(upfronts[i])+''; paybackRows += ''+(annualSavings[i]>=0?'+':'')+fmt2(annualSavings[i])+'/yr'; paybackRows += ''+(pb!==null ? fmtN(pb)+' yrs' : (diff===0?'Baseline':'N/A — lower savings'))+''; paybackRows += ''; }
var recommendation = ''; if (bestTcoIdx === bestScoreIdx) { recommendation = '' + names[bestTcoIdx] + ' offers the best overall value — lowest total cost of ownership AND highest value score over ' + years + ' years.'; } else { recommendation = '' + names[bestTcoIdx] + ' has the lowest total cost of ownership over ' + years + ' years. ' + '' + names[bestScoreIdx] + ' has the highest value score (best return on upfront investment). ' + 'If you plan to stay in the home long-term, prioritize TCO; if cash flow is tight, consider the value score.'; }
resDiv.style.display = 'block'; resDiv.innerHTML = '### 📊 Quote Comparison Results ' + '' + '' + headerRow + '' + bodyRows + '' +
'#### ⚡ Payback Period Analysis ' + 'How many years until a higher-efficiency quote pays back its premium over the cheapest upfront option through energy savings.
' + '' + '' + 'Quote' + 'Upfront Cost' + 'Annual Energy Savings' + 'Payback vs. Cheapest' + '' + paybackRows + '' +
'' + '💡 Recommendation: ' + recommendation + '' +
'* TCO = Upfront − (Annual Savings × Years) − Warranty Value. Lower TCO = better long-term deal. ' + 'Energy savings assume proportional reduction based on SEER ratio. Does not include financing costs or inflation.
'; }
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