Personal Injury Settlement Value Estimator

ANA›Life Services Authority›National Calculator Authority›Personal Injury Settlement Value Estimator

.calc-container { max-width: 640px; margin: 2rem 0; padding: 1.5rem; background: #fff; border: 1px solid #ddd; border-radius: 8px; box-shadow: 0 1px 3px rgba(0,0,0,0.06); font-family: system-ui, -apple-system, sans-serif; } .calc-container h3 { font-family: Georgia, serif; font-size: 1.15rem; color: #1a1a1a; margin-bottom: 1rem; padding-bottom: 0.5rem; border-bottom: 2px solid var(--ac, #3d5a80); } .calc-row { display: flex; align-items: center; gap: 0.75rem; margin-bottom: 0.75rem; flex-wrap: wrap; } .calc-row label { min-width: 160px; font-size: 0.9rem; color: #333; font-weight: 500; } .calc-row input[type="number"], .calc-row select { flex: 1; min-width: 120px; max-width: 200px; padding: 0.5rem 0.6rem; border: 1px solid #ccc; border-radius: 4px; font-size: 0.9rem; font-family: system-ui, sans-serif; color: #1a1a1a; background: #fafaf8; } .calc-row input:focus, .calc-row select:focus { outline: none; border-color: var(--ac, #3d5a80); box-shadow: 0 0 0 2px rgba(26,74,138,0.12); } .calc-row .unit { font-size: 0.82rem; color: #888; min-width: 30px; } .calc-btn { display: inline-block; margin-top: 0.5rem; padding: 0.55rem 1.5rem; background: var(--ac, #3d5a80); color: #fff; border: none; border-radius: 4px; font-size: 0.9rem; font-weight: 600; cursor: pointer; font-family: system-ui, sans-serif; } .calc-btn:hover { opacity: 0.9; } .calc-result { margin-top: 1.25rem; padding: 1rem 1.25rem; background: #f0f6fc; border-left: 3px solid var(--ac, #3d5a80); border-radius: 0 6px 6px 0; display: none; } .calc-result.visible { display: block; } .calc-result-label { font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.06em; color: #666; margin-bottom: 0.25rem; } .calc-result-value { font-size: 1.6rem; font-weight: 700; color: var(--ac, #3d5a80); } .calc-result-detail { font-size: 0.85rem; color: #555; margin-top: 0.5rem; line-height: 1.5; } .calc-note { margin-top: 1rem; font-size: 0.8rem; color: #888; font-style: italic; } .calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0.75rem; margin-top: 0.75rem; } .calc-grid-item { padding: 0.6rem 0.8rem; background: #f8f9fa; border-radius: 4px; border: 1px solid #eee; } .calc-grid-item .label { font-size: 0.75rem; color: #888; text-transform: uppercase; letter-spacing: 0.04em; } .calc-grid-item .value { font-size: 1.1rem; font-weight: 600; color: #1a1a1a; } @media (max-width: 720px) { .calc-row { flex-direction: column; align-items: flex-start; gap: 0.3rem; } .calc-row label { min-width: auto; } .calc-row input[type="number"], .calc-row select { max-width: 100%; width: 100%; } .calc-grid { grid-template-columns: 1fr; } } .calc-chart { margin: 1rem 0; text-align: center; } .calc-chart svg { max-width: 100%; height: auto; } .calc-chart-legend { display: flex; flex-wrap: wrap; justify-content: center; gap: 0.6rem 1.2rem; margin-top: 0.6rem; font-size: 0.8rem; color: #555; } .calc-chart-legend span { display: inline-flex; align-items: center; gap: 0.3rem; } .calc-chart-legend i { display: inline-block; width: 10px; height: 10px; border-radius: 2px; font-style: normal; } .calc-related { max-width: 640px; margin: 2rem 0 1rem; padding: 1.25rem 1.5rem; background: #f8f9fa; border: 1px solid #e8e8e8; border-radius: 8px; } .calc-related h3 { font-family: Georgia, serif; font-size: 1rem; color: #1a1a1a; margin: 0 0 0.75rem; padding-bottom: 0.4rem; border-bottom: 2px solid var(--ac, #3d5a80); } .calc-related-list { list-style: none; padding: 0; margin: 0 0 0.75rem; display: grid; grid-template-columns: 1fr 1fr; gap: 0.4rem 1.5rem; } .calc-related-list li a { font-size: 0.88rem; color: var(--ac, #3d5a80); text-decoration: none; } .calc-related-list li a:hover { text-decoration: underline; } .calc-browse-all { margin: 0.5rem 0 0; font-size: 0.9rem; font-weight: 600; } .calc-browse-all a { color: var(--ac, #3d5a80); text-decoration: none; } .calc-browse-all a:hover { text-decoration: underline; } @media (max-width: 720px) { .calc-related-list { grid-template-columns: 1fr; } }

Personal Injury Settlement Value Estimator

Estimate the potential settlement value of a personal injury claim based on your medical expenses, lost wages, pain and suffering, and other economic and non-economic damages.

Total Medical Expenses ($)

Include hospital bills, surgery, therapy, medication, and future medical costs.

Estimated Future Medical Expenses ($)

Projected ongoing treatment, rehabilitation, or long-term care costs.

Lost Wages to Date ($)

Income lost due to inability to work during recovery.

Future Lost Earning Capacity ($)

Estimated future income loss if injury affects long-term ability to work.

Property Damage ($)

Cost to repair or replace damaged property (e.g., vehicle).

Other Economic Damages ($)

Out-of-pocket expenses such as transportation, home care, or assistive devices.

Pain & Suffering Multiplier (1–5)

Severity factor: 1–2 = minor, 2–3 = moderate, 3–4 = serious, 4–5 = severe/permanent.

Plaintiff's Fault Percentage (%)

Your estimated share of fault. Reduces settlement under comparative negligence rules.

Attorney Contingency Fee (%)

Typical contingency fee is 33%–40%. Enter 0 if self-representing.

Estimate Settlement Value

function perCalc() { var resultDiv = document.getElementById('per-result');

var medicalVal = document.getElementById('per-medical').value.trim(); var futureMedicalVal = document.getElementById('per-future-medical').value.trim(); var lostWagesVal = document.getElementById('per-lost-wages').value.trim(); var futureWagesVal = document.getElementById('per-future-wages').value.trim(); var propertyVal = document.getElementById('per-property').value.trim(); var otherEconVal = document.getElementById('per-other-economic').value.trim(); var multiplierVal = document.getElementById('per-multiplier').value.trim(); var liabilityVal = document.getElementById('per-liability').value.trim(); var attorneyVal = document.getElementById('per-attorney').value.trim();

// Validation var errors = [];

if (medicalVal === '' || isNaN(medicalVal) || parseFloat(medicalVal) 5) errors.push('Pain & Suffering Multiplier must be between 1 and 5.'); if (liabilityVal === '' || isNaN(liabilityVal) || parseFloat(liabilityVal) = 100) errors.push('Plaintiff Fault Percentage must be between 0 and 99.'); if (attorneyVal === '' || isNaN(attorneyVal) || parseFloat(attorneyVal) 50) errors.push('Attorney Fee must be between 0 and 50%.');

if (errors.length > 0) { resultDiv.innerHTML = 'Please fix the following:' + errors.map(function(e){ return ''; }).join('') + ''; return; }

var medical = parseFloat(medicalVal); var futureMedical = parseFloat(futureMedicalVal); var lostWages = parseFloat(lostWagesVal); var futureWages = parseFloat(futureWagesVal); var property = parseFloat(propertyVal); var otherEcon = parseFloat(otherEconVal); var multiplier = parseFloat(multiplierVal); var liabilityPct = parseFloat(liabilityVal) / 100; var attorneyPct = parseFloat(attorneyVal) / 100;

// Step 1: Total Economic Damages var totalEconomic = medical + futureMedical + lostWages + futureWages + property + otherEcon;

// Step 2: Pain & Suffering (Non-Economic Damages) // Applied to medical expenses only (standard multiplier method) var painSuffering = (medical + futureMedical) * multiplier;

// Step 3: Gross Settlement Value var grossSettlement = totalEconomic + painSuffering;

// Step 4: Reduce by plaintiff's comparative fault var adjustedSettlement = grossSettlement * (1 - liabilityPct);

// Step 5: Deduct attorney contingency fee var attorneyFee = adjustedSettlement * attorneyPct; var netToPlaintiff = adjustedSettlement - attorneyFee;

var fmt = function(n) { return '$' + n.toLocaleString('en-US', {minimumFractionDigits: 2, maximumFractionDigits: 2}); };

var multiplierLabel = ''; if (multiplier ' + 'Medical Expenses (Past)' + fmt(medical) + '' + 'Medical Expenses (Future)' + fmt(futureMedical) + '' + 'Lost Wages (Past)' + fmt(lostWages) + '' + 'Future Lost Earning Capacity' + fmt(futureWages) + '' + 'Property Damage' + fmt(property) + '' + 'Other Economic Damages' + fmt(otherEcon) + '' + 'Total Economic Damages' + fmt(totalEconomic) + '' + 'Pain & Suffering (' + multiplierLabel + ', ×' + multiplier.toFixed(1) + ')' + fmt(painSuffering) + '' + 'Gross Settlement Value' + fmt(grossSettlement) + '' + 'Comparative Fault Reduction (' + (liabilityPct * 100).toFixed(0) + '%)−' + fmt(grossSettlement * liabilityPct) + '' + 'Adjusted Settlement' + fmt(adjustedSettlement) + '' + 'Attorney Contingency Fee (' + (attorneyPct * 100).toFixed(0) + '%)−' + fmt(attorneyFee) + '' + 'Estimated Net to Plaintiff' + fmt(netToPlaintiff) + '' + '' + 'This is an estimate only. Actual settlements vary based on jurisdiction, insurance policy limits, evidence strength, and negotiation.

'; }

#### Formula

Step 1 — Total Economic Damages: Economic = Medical (Past) + Medical (Future) + Lost Wages + Future Earning Loss + Property Damage + Other Economic

Step 2 — Pain & Suffering (Multiplier Method): Pain & Suffering = (Medical Past + Medical Future) × Multiplier (1–5)

Step 3 — Gross Settlement: Gross Settlement = Total Economic + Pain & Suffering

Step 4 — Comparative Fault Adjustment: Adjusted Settlement = Gross Settlement × (1 − Plaintiff Fault %)

Step 5 — Net to Plaintiff: Net = Adjusted Settlement × (1 − Attorney Fee %)

#### Assumptions & References

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References

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